If you had PPI it is likely that a large portion of the premiums you paid were actually made up of secret commissions. In many cases this commission was in excess of 50% of the cost of the product and this was frequently not disclosed at the point of sale.
Many settlement received did not include ALL the ‘Unfair Commissions’ or associated costs.
All settlements should be checked to ensure the moneys dues were disclosed and paid in FULL.